Call reports 2009
KEYSAVINGS BANK — 2009
What KEYSAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,391,000 | 79,777,000 | 81,252,000 | 81,602,000 |
| Total loans | 44,593,000 | 43,500,000 | 43,251,000 | 43,593,000 |
| Allowance for loan losses | 263,000 | 267,000 | 259,000 | 231,000 |
| Securities available for sale | 15,238,000 | 16,643,000 | 18,372,000 | 18,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,459,000 | 65,924,000 | 67,346,000 | 67,831,000 |
| Interest-bearing deposits | 63,923,000 | 65,371,000 | 66,586,000 | 67,055,000 |
| Noninterest-bearing deposits | 536,000 | 553,000 | 760,000 | 776,000 |
| Equity capital | 11,631,000 | 11,559,000 | 11,604,000 | 11,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,668,000 | 2,471,000 | 3,247,000 |
| Interest expense | 486,000 | 953,000 | 1,389,000 | 1,779,000 |
| Net interest income | 351,000 | 715,000 | 1,082,000 | 1,468,000 |
| Noninterest income | 37,000 | 127,000 | 160,000 | 193,000 |
| Noninterest expense | 422,000 | 958,000 | 1,399,000 | 1,925,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 3,000 |
| Pretax income | -34,000 | -120,000 | -161,000 | -267,000 |
| Income tax | -13,000 | -46,000 | -61,000 | -90,000 |
| Net income | -21,000 | -74,000 | -100,000 | -177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,390,000 | 11,337,000 | 11,312,000 | 11,234,000 |
| Total capital | 11,653,000 | 11,604,000 | 11,571,000 | 11,465,000 |
| Risk-weighted assets | 36,119,000 | 36,351,000 | 36,169,000 | 36,616,000 |