Call reports 2008
KEYSAVINGS BANK — 2008
What KEYSAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 74,333,000 | 77,376,000 | 76,715,000 | 75,433,000 |
| Total loans | 43,141,000 | 42,782,000 | 43,671,000 | 44,555,000 |
| Allowance for loan losses | 298,000 | 274,000 | 271,000 | 271,000 |
| Securities available for sale | 10,605,000 | 11,359,000 | 14,179,000 | 15,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,327,000 | 62,728,000 | 62,129,000 | 60,594,000 |
| Interest-bearing deposits | 58,673,000 | 61,972,000 | 61,384,000 | 59,917,000 |
| Noninterest-bearing deposits | 654,000 | 756,000 | 745,000 | 677,000 |
| Equity capital | 11,651,000 | 11,479,000 | 11,422,000 | 11,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,765,000 | 2,634,000 | 3,498,000 |
| Interest expense | 607,000 | 1,202,000 | 1,777,000 | 2,306,000 |
| Net interest income | 292,000 | 563,000 | 857,000 | 1,192,000 |
| Noninterest income | 26,000 | 63,000 | 84,000 | 117,000 |
| Noninterest expense | 450,000 | 935,000 | 1,343,000 | 1,775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -132,000 | -309,000 | -402,000 | -466,000 |
| Income tax | -51,000 | -118,000 | -154,000 | -178,000 |
| Net income | -81,000 | -191,000 | -248,000 | -288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,618,000 | 11,508,000 | 11,451,000 | 11,411,000 |
| Total capital | 11,916,000 | 11,782,000 | 11,722,000 | 11,682,000 |
| Risk-weighted assets | 35,299,000 | 35,578,000 | 35,665,000 | 35,533,000 |