Call reports 2007
KEYSAVINGS BANK — 2007
What KEYSAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 69,105,000 | 71,052,000 | 73,399,000 | 73,665,000 |
| Total loans | 47,437,000 | 45,867,000 | 45,342,000 | 44,611,000 |
| Allowance for loan losses | 295,000 | 298,000 | 298,000 | 298,000 |
| Securities available for sale | 6,303,000 | 5,983,000 | 6,042,000 | 7,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,185,000 | 56,048,000 | 58,299,000 | 58,500,000 |
| Interest-bearing deposits | 53,538,000 | 55,442,000 | 57,678,000 | 57,934,000 |
| Noninterest-bearing deposits | 647,000 | 606,000 | 621,000 | 566,000 |
| Equity capital | 11,672,000 | 11,667,000 | 11,710,000 | 11,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,905,000 | 2,885,000 | 3,837,000 |
| Interest expense | 560,000 | 1,133,000 | 1,746,000 | 2,372,000 |
| Net interest income | 399,000 | 772,000 | 1,139,000 | 1,465,000 |
| Noninterest income | 25,000 | 62,000 | 86,000 | 111,000 |
| Noninterest expense | 369,000 | 778,000 | 1,165,000 | 1,569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 56,000 | 60,000 | 21,000 |
| Income tax | 22,000 | 22,000 | 24,000 | 8,000 |
| Net income | 33,000 | 34,000 | 36,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,719,000 | 11,721,000 | 11,722,000 | 11,699,000 |
| Total capital | 12,014,000 | 12,019,000 | 12,020,000 | 11,997,000 |
| Risk-weighted assets | 35,050,000 | 35,439,000 | 35,773,000 | 35,532,000 |