Call reports 2006
KEYSAVINGS BANK — 2006
What KEYSAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,861,000 | 72,172,000 | 71,041,000 | 71,464,000 |
| Total loans | 48,499,000 | 49,462,000 | 49,179,000 | 47,417,000 |
| Allowance for loan losses | 294,000 | 294,000 | 294,000 | 294,000 |
| Securities available for sale | 5,759,000 | 5,296,000 | 5,646,000 | 5,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,398,000 | 52,704,000 | 53,114,000 | 53,472,000 |
| Interest-bearing deposits | 51,879,000 | 52,201,000 | 52,444,000 | 52,661,000 |
| Noninterest-bearing deposits | 519,000 | 503,000 | 670,000 | 811,000 |
| Equity capital | 11,323,000 | 11,441,000 | 11,573,000 | 11,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,855,000 | 2,848,000 | 3,818,000 |
| Interest expense | 477,000 | 992,000 | 1,541,000 | 2,113,000 |
| Net interest income | 429,000 | 863,000 | 1,307,000 | 1,705,000 |
| Noninterest income | 23,000 | 192,000 | 218,000 | 242,000 |
| Noninterest expense | 376,000 | 736,000 | 1,095,000 | 1,431,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 319,000 | 430,000 | 516,000 |
| Income tax | 29,000 | 122,000 | 164,000 | 197,000 |
| Net income | 47,000 | 197,000 | 266,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,415,000 | 11,565,000 | 11,634,000 | 11,686,000 |
| Total capital | 11,709,000 | 11,859,000 | 11,928,000 | 11,980,000 |
| Risk-weighted assets | 36,041,000 | 36,233,000 | 35,899,000 | 35,295,000 |