Call reports 2002
KEYSAVINGS BANK — 2002
What KEYSAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,025,000 | 72,372,000 | 71,241,000 | 70,877,000 |
| Total loans | 53,568,000 | 53,386,000 | 53,455,000 | 50,961,000 |
| Allowance for loan losses | 188,000 | 198,000 | 202,000 | 214,000 |
| Securities available for sale | 9,273,000 | 9,688,000 | 9,976,000 | 7,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,578,000 | 54,879,000 | 53,633,000 | 53,222,000 |
| Interest-bearing deposits | 53,206,000 | 54,309,000 | 53,014,000 | 52,768,000 |
| Noninterest-bearing deposits | 372,000 | 570,000 | 619,000 | 454,000 |
| Equity capital | 9,785,000 | 9,898,000 | 9,988,000 | 10,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,160,000 | 3,238,000 | 4,217,000 |
| Interest expense | 672,000 | 1,319,000 | 1,903,000 | 2,432,000 |
| Net interest income | 393,000 | 841,000 | 1,335,000 | 1,785,000 |
| Noninterest income | 24,000 | 48,000 | 69,000 | 107,000 |
| Noninterest expense | 337,000 | 666,000 | 983,000 | 1,301,000 |
| Provision for loan losses | 9,000 | 18,000 | 23,000 | 35,000 |
| Pretax income | 71,000 | 205,000 | 398,000 | 556,000 |
| Income tax | 28,000 | 80,000 | 150,000 | 207,000 |
| Net income | 43,000 | 125,000 | 248,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,770,000 | 9,852,000 | 9,975,000 | 10,076,000 |
| Total capital | 9,958,000 | 10,050,000 | 10,177,000 | 10,290,000 |
| Risk-weighted assets | 38,670,000 | 37,943,000 | 37,499,000 | 36,322,000 |