Call reports 2001
KEYSAVINGS BANK — 2001
What KEYSAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,556,000 | 65,552,000 | 68,619,000 | 68,654,000 |
| Total loans | 51,175,000 | 51,588,000 | 51,922,000 | 52,648,000 |
| Allowance for loan losses | 173,000 | 181,000 | 167,000 | 179,000 |
| Securities available for sale | 4,864,000 | 6,527,000 | 9,395,000 | 8,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,357,000 | 48,786,000 | 51,252,000 | 52,801,000 |
| Interest-bearing deposits | 47,046,000 | 48,512,000 | 50,781,000 | 52,488,000 |
| Noninterest-bearing deposits | 311,000 | 274,000 | 471,000 | 313,000 |
| Equity capital | 9,574,000 | 9,647,000 | 9,710,000 | 9,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,259,000 | 3,377,000 | 4,511,000 |
| Interest expense | 723,000 | 1,445,000 | 2,192,000 | 2,910,000 |
| Net interest income | 408,000 | 814,000 | 1,185,000 | 1,601,000 |
| Noninterest income | 17,000 | 49,000 | 71,000 | 93,000 |
| Noninterest expense | 318,000 | 622,000 | 937,000 | 1,250,000 |
| Provision for loan losses | 15,000 | 24,000 | 33,000 | 42,000 |
| Pretax income | 92,000 | 217,000 | 286,000 | 402,000 |
| Income tax | 36,000 | 86,000 | 113,000 | 157,000 |
| Net income | 56,000 | 131,000 | 173,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,538,000 | 9,613,000 | 9,655,000 | 9,727,000 |
| Total capital | 9,711,000 | 9,794,000 | 9,822,000 | 9,906,000 |
| Risk-weighted assets | 34,208,000 | 35,172,000 | 36,257,000 | 36,928,000 |