Call reports 2017
COUNTY FIRST BANK — 2017
What COUNTY FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 233,507,000 | 236,196,000 | 236,117,000 | 226,668,000 |
| Total loans | 157,450,000 | 156,017,000 | 149,297,000 | 143,956,000 |
| Allowance for loan losses | 2,622,000 | 2,624,000 | 2,589,000 | 1,552,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,637,000 | 39,475,000 | 38,771,000 | 35,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,023,000 | 208,574,000 | 208,065,000 | 199,210,000 |
| Interest-bearing deposits | 139,536,000 | 142,482,000 | 138,714,000 | 133,656,000 |
| Noninterest-bearing deposits | 66,487,000 | 66,092,000 | 69,351,000 | 65,554,000 |
| Equity capital | 25,626,000 | 25,863,000 | 26,089,000 | 26,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,130,000 | 6,352,000 | 8,391,000 |
| Interest expense | 92,000 | 183,000 | 281,000 | 378,000 |
| Net interest income | 1,933,000 | 3,947,000 | 6,071,000 | 8,013,000 |
| Noninterest income | 135,000 | 313,000 | 490,000 | 799,000 |
| Noninterest expense | 1,575,000 | 3,273,000 | 5,006,000 | 6,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 493,000 | 987,000 | 1,555,000 | 1,969,000 |
| Income tax | 180,000 | 346,000 | 546,000 | 1,043,000 |
| Net income | 313,000 | 641,000 | 1,009,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,626,000 | 25,863,000 | 26,089,000 | 26,008,000 |
| Total capital | 27,725,000 | 27,947,000 | 28,070,000 | 27,581,000 |
| Risk-weighted assets | 167,354,000 | 166,185,000 | 157,869,000 | 149,533,000 |