Call reports 2015
COUNTY FIRST BANK — 2015
What COUNTY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 217,788,000 | 222,494,000 | 222,774,000 | 226,427,000 |
| Total loans | 139,466,000 | 142,342,000 | 143,790,000 | 140,545,000 |
| Allowance for loan losses | 2,023,000 | 2,148,000 | 2,284,000 | 2,129,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,780,000 | 45,235,000 | 47,446,000 | 52,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,665,000 | 196,381,000 | 196,072,000 | 199,193,000 |
| Interest-bearing deposits | 139,160,000 | 141,236,000 | 140,967,000 | 139,593,000 |
| Noninterest-bearing deposits | 52,505,000 | 55,145,000 | 55,105,000 | 59,600,000 |
| Equity capital | 23,435,000 | 23,629,000 | 24,123,000 | 24,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,734,000 | 5,670,000 | 7,656,000 |
| Interest expense | 103,000 | 212,000 | 318,000 | 420,000 |
| Net interest income | 1,726,000 | 3,522,000 | 5,352,000 | 7,236,000 |
| Noninterest income | 174,000 | 542,000 | 1,163,000 | 1,232,000 |
| Noninterest expense | 1,570,000 | 3,263,000 | 4,859,000 | 6,480,000 |
| Provision for loan losses | 105,000 | 248,000 | 378,000 | 378,000 |
| Pretax income | 225,000 | 553,000 | 1,278,000 | 1,610,000 |
| Income tax | 68,000 | 148,000 | 380,000 | 468,000 |
| Net income | 157,000 | 405,000 | 898,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,435,000 | 23,629,000 | 24,123,000 | 24,277,000 |
| Total capital | 25,479,000 | 25,610,000 | 26,116,000 | 26,215,000 |
| Risk-weighted assets | 164,768,000 | 158,307,000 | 159,162,000 | 154,810,000 |