Call reports 2014
COUNTY FIRST BANK — 2014
What COUNTY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 214,410,000 | 218,152,000 | 213,989,000 | 209,480,000 |
| Total loans | 130,423,000 | 130,940,000 | 134,498,000 | 131,219,000 |
| Allowance for loan losses | 2,142,000 | 2,068,000 | 1,961,000 | 2,119,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,149,000 | 46,115,000 | 47,636,000 | 45,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,107,000 | 193,078,000 | 188,687,000 | 184,210,000 |
| Interest-bearing deposits | 141,390,000 | 142,474,000 | 139,162,000 | 135,850,000 |
| Noninterest-bearing deposits | 47,717,000 | 50,604,000 | 49,525,000 | 48,360,000 |
| Equity capital | 23,091,000 | 23,029,000 | 23,260,000 | 23,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,619,000 | 5,534,000 | 7,505,000 |
| Interest expense | 141,000 | 264,000 | 376,000 | 483,000 |
| Net interest income | 1,675,000 | 3,355,000 | 5,158,000 | 7,022,000 |
| Noninterest income | 175,000 | 354,000 | 539,000 | 720,000 |
| Noninterest expense | 1,485,000 | 3,044,000 | 4,612,000 | 6,340,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 410,000 |
| Pretax income | 290,000 | 515,000 | 860,000 | 992,000 |
| Income tax | 93,000 | 158,000 | 273,000 | 296,000 |
| Net income | 197,000 | 357,000 | 587,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,091,000 | 23,029,000 | 23,260,000 | 23,278,000 |
| Total capital | 25,063,000 | 25,025,000 | 25,248,000 | 25,255,000 |
| Risk-weighted assets | 157,544,000 | 159,528,000 | 164,137,000 | 158,024,000 |