Call reports 2013
COUNTY FIRST BANK — 2013
What COUNTY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 199,146,000 | 204,571,000 | 209,440,000 | 207,922,000 |
| Total loans | 142,292,000 | 142,393,000 | 138,172,000 | 134,310,000 |
| Allowance for loan losses | 1,974,000 | 2,057,000 | 2,114,000 | 2,019,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,996,000 | 9,998,000 | 14,986,000 | 12,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,052,000 | 179,668,000 | 184,497,000 | 182,914,000 |
| Interest-bearing deposits | 132,131,000 | 136,603,000 | 138,444,000 | 139,560,000 |
| Noninterest-bearing deposits | 41,921,000 | 43,065,000 | 46,053,000 | 43,354,000 |
| Equity capital | 22,768,000 | 22,775,000 | 22,998,000 | 22,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,886,000 | 5,778,000 | 7,548,000 |
| Interest expense | 182,000 | 357,000 | 529,000 | 678,000 |
| Net interest income | 1,783,000 | 3,529,000 | 5,249,000 | 6,870,000 |
| Noninterest income | 171,000 | 325,000 | 506,000 | 754,000 |
| Noninterest expense | 1,458,000 | 2,916,000 | 4,401,000 | 5,966,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 350,000 |
| Pretax income | 421,000 | 788,000 | 1,129,000 | 1,308,000 |
| Income tax | 150,000 | 278,000 | 398,000 | 450,000 |
| Net income | 271,000 | 510,000 | 731,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,768,000 | 22,775,000 | 22,998,000 | 22,894,000 |
| Total capital | 24,803,000 | 24,808,000 | 24,983,000 | 24,839,000 |
| Risk-weighted assets | 162,924,000 | 162,531,000 | 158,604,000 | 155,524,000 |