Call reports 2012
COUNTY FIRST BANK — 2012
What COUNTY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 192,735,000 | 195,669,000 | 196,161,000 | 198,692,000 |
| Total loans | 140,752,000 | 138,622,000 | 140,393,000 | 143,588,000 |
| Allowance for loan losses | 1,957,000 | 2,063,000 | 2,182,000 | 2,148,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,988,000 | 20,841,000 | 21,843,000 | 13,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,634,000 | 171,060,000 | 171,864,000 | 174,054,000 |
| Interest-bearing deposits | 125,022,000 | 127,962,000 | 131,050,000 | 133,288,000 |
| Noninterest-bearing deposits | 42,612,000 | 43,098,000 | 40,814,000 | 40,766,000 |
| Equity capital | 21,865,000 | 22,248,000 | 22,074,000 | 22,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 3,966,000 | 5,933,000 | 7,918,000 |
| Interest expense | 264,000 | 510,000 | 732,000 | 944,000 |
| Net interest income | 1,714,000 | 3,456,000 | 5,201,000 | 6,974,000 |
| Noninterest income | 183,000 | 356,000 | 539,000 | 762,000 |
| Noninterest expense | 1,401,000 | 2,834,000 | 4,290,000 | 5,857,000 |
| Provision for loan losses | 126,000 | 252,000 | 364,000 | 390,000 |
| Pretax income | 370,000 | 726,000 | 1,086,000 | 1,489,000 |
| Income tax | 133,000 | 259,000 | 386,000 | 524,000 |
| Net income | 237,000 | 467,000 | 700,000 | 965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,865,000 | 22,248,000 | 22,074,000 | 22,495,000 |
| Total capital | 23,884,000 | 24,278,000 | 24,121,000 | 24,560,000 |
| Risk-weighted assets | 163,107,000 | 162,338,000 | 163,544,000 | 165,044,000 |