Call reports 2011
COUNTY FIRST BANK — 2011
What COUNTY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 187,313,000 | 194,346,000 | 181,004,000 | 184,313,000 |
| Total loans | 144,599,000 | 145,449,000 | 142,106,000 | 139,811,000 |
| Allowance for loan losses | 1,549,000 | 1,708,000 | 1,863,000 | 1,826,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,980,000 | 16,982,000 | 13,984,000 | 19,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,752,000 | 165,634,000 | 157,171,000 | 159,724,000 |
| Interest-bearing deposits | 124,582,000 | 129,046,000 | 121,165,000 | 121,358,000 |
| Noninterest-bearing deposits | 35,170,000 | 36,588,000 | 36,006,000 | 38,366,000 |
| Equity capital | 21,315,000 | 21,705,000 | 21,566,000 | 22,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,145,000 | 4,212,000 | 6,322,000 | 8,397,000 |
| Interest expense | 325,000 | 639,000 | 937,000 | 1,212,000 |
| Net interest income | 1,820,000 | 3,573,000 | 5,385,000 | 7,185,000 |
| Noninterest income | 204,000 | 432,000 | 650,000 | 863,000 |
| Noninterest expense | 1,417,000 | 2,884,000 | 4,342,000 | 5,813,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 525,000 |
| Pretax income | 457,000 | 821,000 | 1,243,000 | 1,710,000 |
| Income tax | 162,000 | 290,000 | 451,000 | 607,000 |
| Net income | 295,000 | 531,000 | 792,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,315,000 | 21,705,000 | 21,566,000 | 22,033,000 |
| Total capital | 22,926,000 | 23,475,000 | 23,491,000 | 23,920,000 |
| Risk-weighted assets | 167,193,000 | 172,384,000 | 166,449,000 | 164,235,000 |