Call reports 2010
COUNTY FIRST BANK — 2010
What COUNTY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 184,744,000 | 188,713,000 | 184,389,000 | 182,581,000 |
| Total loans | 149,231,000 | 150,160,000 | 147,797,000 | 144,407,000 |
| Allowance for loan losses | 1,210,000 | 1,319,000 | 1,390,000 | 1,454,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,500,000 | 5,500,000 | 11,503,000 | 20,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,779,000 | 161,201,000 | 157,339,000 | 155,145,000 |
| Interest-bearing deposits | 122,827,000 | 124,234,000 | 121,628,000 | 122,838,000 |
| Noninterest-bearing deposits | 34,952,000 | 36,967,000 | 35,711,000 | 32,307,000 |
| Equity capital | 20,532,000 | 21,007,000 | 20,932,000 | 21,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,487,000 | 6,731,000 | 8,916,000 |
| Interest expense | 386,000 | 753,000 | 1,120,000 | 1,467,000 |
| Net interest income | 1,833,000 | 3,734,000 | 5,611,000 | 7,449,000 |
| Noninterest income | 175,000 | 363,000 | 556,000 | 758,000 |
| Noninterest expense | 1,400,000 | 2,849,000 | 4,282,000 | 5,664,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 458,000 | 948,000 | 1,435,000 | 1,943,000 |
| Income tax | 164,000 | 340,000 | 511,000 | 687,000 |
| Net income | 294,000 | 608,000 | 924,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,532,000 | 21,007,000 | 20,932,000 | 21,417,000 |
| Total capital | 21,803,000 | 22,388,000 | 22,383,000 | 22,933,000 |
| Risk-weighted assets | 171,975,000 | 175,873,000 | 171,167,000 | 166,932,000 |