Call reports 2009
COUNTY FIRST BANK — 2009
What COUNTY FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 167,951,000 | 177,097,000 | 176,156,000 | 178,516,000 |
| Total loans | 148,587,000 | 148,621,000 | 149,933,000 | 150,090,000 |
| Allowance for loan losses | 1,056,000 | 1,162,000 | 1,059,000 | 1,059,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,500,000 | 6,000,000 | 7,500,000 | 6,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,993,000 | 148,687,000 | 148,749,000 | 151,756,000 |
| Interest-bearing deposits | 111,019,000 | 117,608,000 | 118,007,000 | 119,830,000 |
| Noninterest-bearing deposits | 27,974,000 | 31,079,000 | 30,742,000 | 31,926,000 |
| Equity capital | 19,953,000 | 20,198,000 | 20,403,000 | 20,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,285,000 | 6,469,000 | 8,730,000 |
| Interest expense | 526,000 | 1,038,000 | 1,521,000 | 1,954,000 |
| Net interest income | 1,596,000 | 3,247,000 | 4,948,000 | 6,776,000 |
| Noninterest income | 164,000 | 332,000 | 519,000 | 707,000 |
| Noninterest expense | 1,364,000 | 2,803,000 | 4,252,000 | 5,633,000 |
| Provision for loan losses | 18,000 | 141,000 | 231,000 | 542,000 |
| Pretax income | 378,000 | 635,000 | 984,000 | 1,308,000 |
| Income tax | 136,000 | 225,000 | 354,000 | 412,000 |
| Net income | 242,000 | 410,000 | 630,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,953,000 | 20,198,000 | 20,403,000 | 20,588,000 |
| Total capital | 21,099,000 | 21,450,000 | 21,551,000 | 21,708,000 |
| Risk-weighted assets | 168,068,000 | 168,225,000 | 170,218,000 | 170,803,000 |