Call reports 2007
COUNTY FIRST BANK — 2007
What COUNTY FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 158,687,000 | 160,081,000 | 161,517,000 | 160,481,000 |
| Total loans | 112,526,000 | 119,207,000 | 121,012,000 | 129,223,000 |
| Allowance for loan losses | 1,053,000 | 1,053,000 | 1,053,000 | 1,096,000 |
| Securities available for sale | 7,926,000 | 5,957,000 | 1,994,000 | 999,000 |
| Securities held to maturity | 15,393,000 | 11,323,000 | 19,833,000 | 15,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,581,000 | 136,970,000 | 138,375,000 | 137,065,000 |
| Interest-bearing deposits | 109,191,000 | 109,465,000 | 110,722,000 | 110,155,000 |
| Noninterest-bearing deposits | 26,390,000 | 27,505,000 | 27,653,000 | 26,910,000 |
| Equity capital | 17,208,000 | 17,703,000 | 18,202,000 | 19,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,485,000 | 5,085,000 | 7,813,000 | 10,524,000 |
| Interest expense | 752,000 | 1,529,000 | 2,372,000 | 3,203,000 |
| Net interest income | 1,733,000 | 3,556,000 | 5,441,000 | 7,321,000 |
| Noninterest income | 131,000 | 298,000 | 447,000 | 599,000 |
| Noninterest expense | 1,196,000 | 2,466,000 | 3,785,000 | 5,076,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 668,000 | 1,388,000 | 2,103,000 | 2,799,000 |
| Income tax | 232,000 | 490,000 | 742,000 | 954,000 |
| Net income | 436,000 | 898,000 | 1,361,000 | 1,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,254,000 | 17,730,000 | 18,206,000 | 19,084,000 |
| Total capital | 18,397,000 | 18,873,000 | 19,349,000 | 20,270,000 |
| Risk-weighted assets | 144,774,000 | 149,039,000 | 150,503,000 | 154,679,000 |