Call reports 2006
COUNTY FIRST BANK — 2006
What COUNTY FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,651,000 | 166,187,000 | 160,156,000 | 155,582,000 |
| Total loans | 106,216,000 | 107,589,000 | 106,851,000 | 110,772,000 |
| Allowance for loan losses | 1,001,000 | 982,000 | 1,050,000 | 1,053,000 |
| Securities available for sale | 9,257,000 | 9,242,000 | 9,334,000 | 9,376,000 |
| Securities held to maturity | 29,800,000 | 27,233,000 | 24,897,000 | 20,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,174,000 | 146,904,000 | 139,678,000 | 133,923,000 |
| Interest-bearing deposits | 120,441,000 | 119,020,000 | 110,697,000 | 107,114,000 |
| Noninterest-bearing deposits | 30,733,000 | 27,884,000 | 28,981,000 | 26,809,000 |
| Equity capital | 15,170,000 | 15,707,000 | 16,276,000 | 16,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,777,000 | 7,252,000 | 9,713,000 |
| Interest expense | 613,000 | 1,270,000 | 1,950,000 | 2,670,000 |
| Net interest income | 1,723,000 | 3,507,000 | 5,302,000 | 7,043,000 |
| Noninterest income | 139,000 | 292,000 | 515,000 | 645,000 |
| Noninterest expense | 1,035,000 | 2,142,000 | 3,325,000 | 4,418,000 |
| Provision for loan losses | 0 | 0 | 64,000 | 64,000 |
| Pretax income | 827,000 | 1,657,000 | 2,428,000 | 3,206,000 |
| Income tax | 298,000 | 590,000 | 860,000 | 1,099,000 |
| Net income | 529,000 | 1,067,000 | 1,568,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,320,000 | 15,866,000 | 16,378,000 | 16,944,000 |
| Total capital | 16,411,000 | 16,938,000 | 17,518,000 | 18,087,000 |
| Risk-weighted assets | 142,344,000 | 141,479,000 | 139,331,000 | 143,718,000 |