Call reports 2002
COUNTY FIRST BANK — 2002
What COUNTY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 110,750,000 | 113,861,000 | 117,820,000 | 125,160,000 |
| Total loans | 69,965,000 | 71,191,000 | 70,908,000 | 72,499,000 |
| Allowance for loan losses | 1,043,000 | 1,075,000 | 1,111,000 | 1,137,000 |
| Securities available for sale | 20,528,000 | 16,070,000 | 14,082,000 | 19,228,000 |
| Securities held to maturity | 5,351,000 | 8,151,000 | 16,135,000 | 13,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,893,000 | 101,524,000 | 105,000,000 | 112,319,000 |
| Interest-bearing deposits | 83,546,000 | 85,921,000 | 89,080,000 | 95,386,000 |
| Noninterest-bearing deposits | 15,347,000 | 15,603,000 | 15,920,000 | 16,933,000 |
| Equity capital | 10,303,000 | 10,511,000 | 10,817,000 | 11,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,157,000 | 4,808,000 | 6,384,000 |
| Interest expense | 563,000 | 1,055,000 | 1,530,000 | 1,954,000 |
| Net interest income | 989,000 | 2,102,000 | 3,278,000 | 4,430,000 |
| Noninterest income | 57,000 | 122,000 | 192,000 | 287,000 |
| Noninterest expense | 771,000 | 1,604,000 | 2,443,000 | 3,207,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 245,000 | 560,000 | 937,000 | 1,390,000 |
| Income tax | 83,000 | 194,000 | 319,000 | 425,000 |
| Net income | 162,000 | 366,000 | 618,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,358,000 | 10,412,000 | 10,664,000 | 11,124,000 |
| Total capital | 11,349,000 | 11,430,000 | 11,692,000 | 12,250,000 |
| Risk-weighted assets | 79,204,000 | 81,402,000 | 82,153,000 | 90,083,000 |