Call reports 2001
COUNTY FIRST BANK — 2001
What COUNTY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,067,000 | 91,802,000 | 98,059,000 | 105,700,000 |
| Total loans | 58,581,000 | 59,955,000 | 68,797,000 | 70,397,000 |
| Allowance for loan losses | 1,014,000 | 1,026,000 | 1,047,000 | 1,032,000 |
| Securities available for sale | 5,395,000 | 7,067,000 | 7,168,000 | 17,695,000 |
| Securities held to maturity | 6,802,000 | 3,152,000 | 4,634,000 | 4,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,841,000 | 80,418,000 | 86,577,000 | 94,464,000 |
| Interest-bearing deposits | 64,717,000 | 68,918,000 | 73,978,000 | 80,697,000 |
| Noninterest-bearing deposits | 10,124,000 | 11,500,000 | 12,599,000 | 13,767,000 |
| Equity capital | 9,780,000 | 9,960,000 | 10,093,000 | 10,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,556,000 | 3,097,000 | 4,743,000 | 6,359,000 |
| Interest expense | 701,000 | 1,453,000 | 2,212,000 | 2,903,000 |
| Net interest income | 855,000 | 1,644,000 | 2,531,000 | 3,456,000 |
| Noninterest income | 58,000 | 127,000 | 182,000 | 310,000 |
| Noninterest expense | 739,000 | 1,476,000 | 2,275,000 | 3,035,000 |
| Provision for loan losses | 45,000 | 65,000 | 80,000 | 90,000 |
| Pretax income | 129,000 | 230,000 | 358,000 | 641,000 |
| Income tax | 40,000 | 71,000 | 111,000 | 185,000 |
| Net income | 89,000 | 159,000 | 247,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,734,000 | 9,901,000 | 9,990,000 | 10,195,000 |
| Total capital | 10,621,000 | 10,702,000 | 10,885,000 | 11,130,000 |
| Risk-weighted assets | 70,785,000 | 63,829,000 | 71,426,000 | 74,685,000 |