Call reports 2021
TEXAS BANK FINANCIAL — 2021
What TEXAS BANK FINANCIAL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 590,109,000 | 620,486,000 | 654,739,000 | 759,541,000 |
| Total loans | 491,672,000 | 519,115,000 | 569,956,000 | 651,194,000 |
| Allowance for loan losses | 6,539,000 | 7,142,000 | 7,742,000 | 8,342,000 |
| Securities available for sale | 1,196,000 | 16,030,000 | 15,665,000 | 14,982,000 |
| Securities held to maturity | 1,800,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,596,000 | 540,226,000 | 567,999,000 | 668,230,000 |
| Interest-bearing deposits | 466,489,000 | 475,798,000 | 486,676,000 | 565,599,000 |
| Noninterest-bearing deposits | 49,107,000 | 64,428,000 | 81,323,000 | 102,631,000 |
| Equity capital | 63,233,000 | 68,093,000 | 73,763,000 | 79,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,611,000 | 18,007,000 | 28,007,000 | 38,555,000 |
| Interest expense | 1,216,000 | 2,363,000 | 3,384,000 | 4,069,000 |
| Net interest income | 7,395,000 | 15,644,000 | 24,623,000 | 34,486,000 |
| Noninterest income | 3,324,000 | 6,492,000 | 9,927,000 | 13,147,000 |
| Noninterest expense | 5,665,000 | 11,575,000 | 17,740,000 | 24,495,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 4,454,000 | 9,361,000 | 15,010,000 | 20,738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,454,000 | 9,361,000 | 15,010,000 | 20,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,198,000 | 68,104,000 | 73,754,000 | 79,482,000 |
| Total capital | 68,272,000 | 72,734,000 | 78,990,000 | 85,537,000 |
| Risk-weighted assets | 404,488,000 | 367,931,000 | 416,408,000 | 482,128,000 |