Call reports 2020
TEXAS BANK FINANCIAL — 2020
What TEXAS BANK FINANCIAL reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 447,706,000 | 504,666,000 | 504,933,000 | 554,239,000 |
| Total loans | 379,780,000 | 421,036,000 | 446,699,000 | 487,249,000 |
| Allowance for loan losses | 4,151,000 | 4,746,000 | 5,346,000 | 5,939,000 |
| Securities available for sale | 1,766,000 | 1,699,000 | 1,534,000 | 1,397,000 |
| Securities held to maturity | 0 | 0 | 800,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,192,000 | 432,675,000 | 436,653,000 | 483,613,000 |
| Interest-bearing deposits | 362,600,000 | 388,760,000 | 383,387,000 | 441,745,000 |
| Noninterest-bearing deposits | 36,592,000 | 43,915,000 | 53,266,000 | 41,868,000 |
| Equity capital | 44,690,000 | 49,020,000 | 53,364,000 | 58,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,974,000 | 14,778,000 | 22,862,000 | 31,697,000 |
| Interest expense | 1,878,000 | 3,452,000 | 4,908,000 | 6,241,000 |
| Net interest income | 5,096,000 | 11,326,000 | 17,954,000 | 25,456,000 |
| Noninterest income | 2,191,000 | 6,078,000 | 10,433,000 | 14,702,000 |
| Noninterest expense | 4,333,000 | 9,563,000 | 15,596,000 | 21,350,000 |
| Provision for loan losses | 300,000 | 900,000 | 1,501,000 | 2,101,000 |
| Pretax income | 2,654,000 | 6,941,000 | 11,290,000 | 16,707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,654,000 | 6,941,000 | 11,290,000 | 16,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,690,000 | 48,978,000 | 53,325,000 | 58,744,000 |
| Total capital | 48,016,000 | 52,637,000 | 57,497,000 | 63,290,000 |
| Risk-weighted assets | 265,278,000 | 291,657,000 | 332,612,000 | 362,322,000 |