Call reports 2019
TEXAS BANK FINANCIAL — 2019
What TEXAS BANK FINANCIAL reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 374,938,000 | 400,313,000 | 420,725,000 | 441,769,000 |
| Total loans | 314,769,000 | 338,789,000 | 358,594,000 | 370,703,000 |
| Allowance for loan losses | 2,954,000 | 3,254,000 | 3,551,000 | 3,851,000 |
| Securities available for sale | 2,250,000 | 2,181,000 | 2,033,000 | 1,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,082,000 | 361,981,000 | 379,623,000 | 383,327,000 |
| Interest-bearing deposits | 305,294,000 | 321,224,000 | 333,856,000 | 348,912,000 |
| Noninterest-bearing deposits | 33,788,000 | 40,757,000 | 45,767,000 | 34,415,000 |
| Equity capital | 34,692,000 | 36,895,000 | 39,617,000 | 42,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,945,000 | 12,156,000 | 19,037,000 | 25,842,000 |
| Interest expense | 1,702,000 | 3,671,000 | 5,630,000 | 7,491,000 |
| Net interest income | 4,243,000 | 8,485,000 | 13,407,000 | 18,351,000 |
| Noninterest income | 1,749,000 | 3,956,000 | 6,139,000 | 8,144,000 |
| Noninterest expense | 3,688,000 | 7,673,000 | 11,748,000 | 15,989,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,004,000 | 4,168,000 | 6,898,000 | 9,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,004,000 | 4,168,000 | 6,898,000 | 9,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,735,000 | 36,898,000 | 39,628,000 | 42,036,000 |
| Total capital | 37,582,000 | 39,911,000 | 42,821,000 | 45,394,000 |
| Risk-weighted assets | 227,683,000 | 240,861,000 | 255,146,000 | 268,206,000 |