Call reports 2018
TEXAS BANK FINANCIAL — 2018
What TEXAS BANK FINANCIAL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 259,346,000 | 304,565,000 | 324,909,000 | 348,428,000 |
| Total loans | 215,972,000 | 252,347,000 | 274,535,000 | 294,560,000 |
| Allowance for loan losses | 2,082,000 | 2,176,000 | 2,376,000 | 2,665,000 |
| Securities available for sale | 2,745,000 | 2,629,000 | 2,431,000 | 2,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,108,000 | 265,268,000 | 291,314,000 | 314,641,000 |
| Interest-bearing deposits | 201,073,000 | 236,058,000 | 255,061,000 | 281,095,000 |
| Noninterest-bearing deposits | 26,035,000 | 29,210,000 | 36,253,000 | 33,546,000 |
| Equity capital | 26,788,000 | 28,658,000 | 30,529,000 | 32,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,551,000 | 7,764,000 | 12,310,000 | 17,699,000 |
| Interest expense | 640,000 | 1,460,000 | 2,702,000 | 4,115,000 |
| Net interest income | 2,911,000 | 6,304,000 | 9,608,000 | 13,584,000 |
| Noninterest income | 1,490,000 | 3,449,000 | 5,772,000 | 7,725,000 |
| Noninterest expense | 3,098,000 | 6,485,000 | 10,020,000 | 13,556,000 |
| Provision for loan losses | 83,000 | 180,000 | 380,000 | 680,000 |
| Pretax income | 1,220,000 | 3,088,000 | 4,980,000 | 7,073,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,220,000 | 3,088,000 | 4,980,000 | 7,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,879,000 | 28,747,000 | 30,638,000 | 32,731,000 |
| Total capital | 28,631,000 | 30,775,000 | 32,860,000 | 35,130,000 |
| Risk-weighted assets | 139,894,000 | 162,148,000 | 177,609,000 | 191,703,000 |