Call reports 2017
TEXAS BANK FINANCIAL — 2017
What TEXAS BANK FINANCIAL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,660,000 | 231,200,000 | 232,532,000 | 243,041,000 |
| Total loans | 178,498,000 | 181,496,000 | 189,490,000 | 196,445,000 |
| Allowance for loan losses | 1,803,000 | 1,862,000 | 1,937,000 | 1,998,000 |
| Securities available for sale | 3,501,000 | 3,392,000 | 3,179,000 | 3,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,857,000 | 204,239,000 | 204,251,000 | 208,043,000 |
| Interest-bearing deposits | 161,948,000 | 173,887,000 | 171,325,000 | 183,992,000 |
| Noninterest-bearing deposits | 24,909,000 | 30,352,000 | 32,926,000 | 24,051,000 |
| Equity capital | 21,603,000 | 22,919,000 | 24,380,000 | 25,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,900,000 | 5,815,000 | 9,250,000 | 12,637,000 |
| Interest expense | 399,000 | 849,000 | 1,371,000 | 1,914,000 |
| Net interest income | 2,501,000 | 4,966,000 | 7,879,000 | 10,723,000 |
| Noninterest income | 1,880,000 | 3,944,000 | 6,139,000 | 7,855,000 |
| Noninterest expense | 3,164,000 | 6,341,000 | 9,913,000 | 13,146,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | 1,167,000 | 2,444,000 | 3,905,000 | 5,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,167,000 | 2,444,000 | 3,905,000 | 5,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,669,000 | 22,945,000 | 24,407,000 | 25,659,000 |
| Total capital | 23,013,000 | 24,324,000 | 25,902,000 | 27,243,000 |
| Risk-weighted assets | 107,070,000 | 109,848,000 | 119,219,000 | 126,366,000 |