Call reports 2016
TEXAS BANK FINANCIAL — 2016
What TEXAS BANK FINANCIAL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 181,401,000 | 195,166,000 | 200,642,000 | 207,006,000 |
| Total loans | 153,551,000 | 160,244,000 | 166,081,000 | 173,799,000 |
| Allowance for loan losses | 1,534,000 | 1,618,000 | 1,696,000 | 1,758,000 |
| Securities available for sale | 4,425,000 | 4,278,000 | 3,977,000 | 3,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,930,000 | 162,755,000 | 176,820,000 | 177,452,000 |
| Interest-bearing deposits | 139,813,000 | 141,236,000 | 151,574,000 | 156,260,000 |
| Noninterest-bearing deposits | 19,117,000 | 21,519,000 | 25,246,000 | 21,192,000 |
| Equity capital | 16,517,000 | 17,953,000 | 19,528,000 | 20,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,618,000 | 5,223,000 | 8,049,000 | 10,879,000 |
| Interest expense | 322,000 | 667,000 | 1,056,000 | 1,441,000 |
| Net interest income | 2,296,000 | 4,556,000 | 6,993,000 | 9,438,000 |
| Noninterest income | 1,820,000 | 4,379,000 | 7,133,000 | 9,176,000 |
| Noninterest expense | 2,982,000 | 6,316,000 | 9,854,000 | 13,263,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | 1,084,000 | 2,494,000 | 4,072,000 | 5,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,084,000 | 2,494,000 | 4,072,000 | 5,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,509,000 | 17,919,000 | 19,498,000 | 20,502,000 |
| Total capital | 17,716,000 | 19,117,000 | 20,807,000 | 21,853,000 |
| Risk-weighted assets | 96,270,000 | 95,430,000 | 104,371,000 | 107,690,000 |