Call reports 2015
TEXAS BANK FINANCIAL — 2015
What TEXAS BANK FINANCIAL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 129,031,000 | 136,272,000 | 162,176,000 | 170,935,000 |
| Total loans | 111,165,000 | 119,640,000 | 133,268,000 | 150,784,000 |
| Allowance for loan losses | 1,639,000 | 1,520,000 | 1,527,000 | 1,602,000 |
| Securities available for sale | 5,307,000 | 5,082,000 | 4,819,000 | 4,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,652,000 | 117,727,000 | 147,260,000 | 154,730,000 |
| Interest-bearing deposits | 95,401,000 | 96,045,000 | 124,931,000 | 134,612,000 |
| Noninterest-bearing deposits | 21,251,000 | 21,682,000 | 22,329,000 | 20,118,000 |
| Equity capital | 12,061,000 | 13,123,000 | 14,172,000 | 15,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,845,000 | 4,009,000 | 6,209,000 | 8,545,000 |
| Interest expense | 155,000 | 321,000 | 554,000 | 844,000 |
| Net interest income | 1,690,000 | 3,688,000 | 5,655,000 | 7,701,000 |
| Noninterest income | 1,287,000 | 3,087,000 | 4,974,000 | 6,770,000 |
| Noninterest expense | 2,305,000 | 5,005,000 | 7,802,000 | 10,385,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 75,000 |
| Pretax income | 647,000 | 1,720,000 | 2,777,000 | 4,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 647,000 | 1,720,000 | 2,777,000 | 4,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,061,000 | 13,134,000 | 14,192,000 | 15,425,000 |
| Total capital | 12,979,000 | 14,023,000 | 15,187,000 | 16,524,000 |
| Risk-weighted assets | 72,740,000 | 70,512,000 | 79,142,000 | 87,492,000 |