Call reports 2014
TEXAS BANK FINANCIAL — 2014
What TEXAS BANK FINANCIAL reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,283,000 | 116,577,000 | 113,976,000 | 122,304,000 |
| Total loans | 83,888,000 | 90,401,000 | 97,023,000 | 103,340,000 |
| Allowance for loan losses | 1,167,000 | 1,145,000 | 1,653,000 | 1,667,000 |
| Securities available for sale | 5,992,000 | 5,863,000 | 5,624,000 | 5,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,196,000 | 106,494,000 | 103,031,000 | 110,378,000 |
| Interest-bearing deposits | 82,080,000 | 87,385,000 | 84,119,000 | 89,315,000 |
| Noninterest-bearing deposits | 17,116,000 | 19,109,000 | 18,911,000 | 21,064,000 |
| Equity capital | 9,020,000 | 9,740,000 | 10,543,000 | 11,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 3,015,000 | 4,704,000 | 6,497,000 |
| Interest expense | 153,000 | 296,000 | 446,000 | 593,000 |
| Net interest income | 1,247,000 | 2,719,000 | 4,258,000 | 5,904,000 |
| Noninterest income | 506,000 | 1,495,000 | 2,771,000 | 4,122,000 |
| Noninterest expense | 1,517,000 | 3,339,000 | 5,338,000 | 7,530,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 211,000 | 850,000 | 1,666,000 | 2,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 850,000 | 1,666,000 | 2,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,180,000 | 9,820,000 | 10,635,000 | 11,415,000 |
| Total capital | 9,844,000 | 10,504,000 | 11,362,000 | 12,185,000 |
| Risk-weighted assets | 52,778,000 | 54,226,000 | 57,266,000 | 61,221,000 |