Call reports 2013
TEXAS BANK FINANCIAL — 2013
What TEXAS BANK FINANCIAL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,576,000 | 84,328,000 | 94,415,000 | 108,891,000 |
| Total loans | 60,977,000 | 67,494,000 | 72,132,000 | 74,979,000 |
| Allowance for loan losses | 944,000 | 1,024,000 | 1,119,000 | 1,149,000 |
| Securities available for sale | 7,096,000 | 6,636,000 | 6,308,000 | 6,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,587,000 | 76,355,000 | 86,033,000 | 99,971,000 |
| Interest-bearing deposits | 61,971,000 | 59,488,000 | 71,001,000 | 84,865,000 |
| Noninterest-bearing deposits | 13,616,000 | 16,868,000 | 15,032,000 | 15,105,000 |
| Equity capital | 7,800,000 | 7,803,000 | 8,177,000 | 8,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,406,000 | 3,715,000 | 5,284,000 |
| Interest expense | 83,000 | 173,000 | 303,000 | 459,000 |
| Net interest income | 1,038,000 | 2,233,000 | 3,412,000 | 4,825,000 |
| Noninterest income | 549,000 | 1,270,000 | 1,972,000 | 2,601,000 |
| Noninterest expense | 1,188,000 | 2,591,000 | 4,050,000 | 5,457,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 200,000 |
| Pretax income | 324,000 | 762,000 | 1,159,000 | 1,769,000 |
| Income tax | 0 | 270,000 | 269,000 | 269,000 |
| Net income | 324,000 | 492,000 | 890,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,792,000 | 7,960,000 | 8,358,000 | 8,969,000 |
| Total capital | 8,258,000 | 8,472,000 | 8,908,000 | 9,567,000 |
| Risk-weighted assets | 37,901,000 | 41,393,000 | 43,456,000 | 47,271,000 |