Call reports 2012
TEXAS BANK FINANCIAL — 2012
What TEXAS BANK FINANCIAL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,151,000 | 68,931,000 | 69,381,000 | 88,211,000 |
| Total loans | 47,193,000 | 49,017,000 | 55,658,000 | 58,202,000 |
| Allowance for loan losses | 704,000 | 734,000 | 752,000 | 850,000 |
| Securities available for sale | 5,047,000 | 3,516,000 | 3,447,000 | 3,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,921,000 | 61,413,000 | 61,474,000 | 80,258,000 |
| Interest-bearing deposits | 48,179,000 | 49,081,000 | 48,693,000 | 66,253,000 |
| Noninterest-bearing deposits | 11,742,000 | 12,333,000 | 12,781,000 | 14,005,000 |
| Equity capital | 7,194,000 | 7,472,000 | 7,805,000 | 7,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,851,000 | 2,859,000 | 3,910,000 |
| Interest expense | 49,000 | 103,000 | 157,000 | 223,000 |
| Net interest income | 819,000 | 1,748,000 | 2,702,000 | 3,687,000 |
| Noninterest income | 408,000 | 867,000 | 1,402,000 | 2,035,000 |
| Noninterest expense | 934,000 | 1,885,000 | 2,922,000 | 4,284,000 |
| Provision for loan losses | 30,000 | 70,000 | 101,000 | 760,000 |
| Pretax income | 263,000 | 660,000 | 1,081,000 | 678,000 |
| Income tax | 89,000 | 224,000 | 367,000 | 228,000 |
| Net income | 174,000 | 436,000 | 714,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,191,000 | 7,453,000 | 7,732,000 | 7,469,000 |
| Total capital | 7,573,000 | 7,851,000 | 8,181,000 | 7,952,000 |
| Risk-weighted assets | 32,053,000 | 32,956,000 | 35,663,000 | 38,421,000 |