Call reports 2011
TEXAS BANK FINANCIAL — 2011
What TEXAS BANK FINANCIAL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,294,000 | 75,759,000 | 72,234,000 | 68,599,000 |
| Total loans | 36,464,000 | 35,442,000 | 40,737,000 | 42,418,000 |
| Allowance for loan losses | 595,000 | 655,000 | 689,000 | 720,000 |
| Securities available for sale | 21,948,000 | 22,186,000 | 14,550,000 | 6,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,239,000 | 69,372,000 | 65,441,000 | 61,229,000 |
| Interest-bearing deposits | 52,421,000 | 59,409,000 | 49,559,000 | 50,098,000 |
| Noninterest-bearing deposits | 10,818,000 | 9,963,000 | 15,882,000 | 11,131,000 |
| Equity capital | 6,000,000 | 6,336,000 | 6,733,000 | 7,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,909,000 | 2,850,000 | 3,911,000 |
| Interest expense | 130,000 | 249,000 | 339,000 | 406,000 |
| Net interest income | 747,000 | 1,660,000 | 2,511,000 | 3,505,000 |
| Noninterest income | 125,000 | 262,000 | 466,000 | 758,000 |
| Noninterest expense | 754,000 | 1,484,000 | 2,237,000 | 3,121,000 |
| Provision for loan losses | 30,000 | 80,000 | 120,000 | 150,000 |
| Pretax income | 88,000 | 358,000 | 620,000 | 992,000 |
| Income tax | 30,000 | 122,000 | 211,000 | 255,000 |
| Net income | 58,000 | 236,000 | 409,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,338,000 | 6,517,000 | 6,689,000 | 7,017,000 |
| Total capital | 6,754,000 | 6,899,000 | 7,070,000 | 7,392,000 |
| Risk-weighted assets | 33,123,000 | 30,318,000 | 30,194,000 | 29,734,000 |