Call reports 2010
TEXAS BANK FINANCIAL — 2010
What TEXAS BANK FINANCIAL reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 67,565,000 | 65,064,000 | 65,062,000 | 66,394,000 |
| Total loans | 30,969,000 | 29,700,000 | 27,059,000 | 30,857,000 |
| Allowance for loan losses | 1,259,000 | 1,214,000 | 571,000 | 582,000 |
| Securities available for sale | 0 | 1,000,000 | 10,499,000 | 19,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,687,000 | 60,227,000 | 58,753,000 | 60,355,000 |
| Interest-bearing deposits | 53,784,000 | 50,104,000 | 50,126,000 | 50,222,000 |
| Noninterest-bearing deposits | 8,903,000 | 10,123,000 | 8,627,000 | 10,133,000 |
| Equity capital | 4,787,000 | 4,751,000 | 6,224,000 | 5,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 1,097,000 | 454,000 | 1,269,000 |
| Interest expense | 189,000 | 354,000 | 132,000 | 280,000 |
| Net interest income | 290,000 | 743,000 | 322,000 | 989,000 |
| Noninterest income | 62,000 | 127,000 | 51,000 | 169,000 |
| Noninterest expense | 468,000 | 1,003,000 | 452,000 | 1,145,000 |
| Provision for loan losses | 0 | 37,000 | 0 | 0 |
| Pretax income | -116,000 | -170,000 | -79,000 | 25,000 |
| Income tax | -39,000 | -58,000 | -27,000 | 9,000 |
| Net income | -77,000 | -112,000 | -52,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,787,000 | 4,751,000 | 6,181,000 | 6,256,000 |
| Total capital | 5,192,000 | 5,144,000 | 6,533,000 | 6,659,000 |
| Risk-weighted assets | 31,575,000 | 30,660,000 | 27,957,000 | 32,090,000 |