Call reports 2009
TEXAS BANK FINANCIAL — 2009
What TEXAS BANK FINANCIAL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 71,922,000 | 71,672,000 | 70,571,000 | 68,223,000 |
| Total loans | 49,177,000 | 35,173,000 | 33,493,000 | 32,394,000 |
| Allowance for loan losses | 1,277,000 | 1,294,000 | 1,273,000 | 1,256,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,498,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,913,000 | 66,693,000 | 65,488,000 | 63,260,000 |
| Interest-bearing deposits | 58,938,000 | 59,155,000 | 57,993,000 | 54,048,000 |
| Noninterest-bearing deposits | 7,975,000 | 7,538,000 | 7,495,000 | 9,212,000 |
| Equity capital | 4,801,000 | 4,811,000 | 4,964,000 | 4,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,287,000 | 1,970,000 | 2,486,000 |
| Interest expense | 401,000 | 733,000 | 1,002,000 | 1,229,000 |
| Net interest income | 296,000 | 554,000 | 968,000 | 1,257,000 |
| Noninterest income | 73,000 | 291,000 | 363,000 | 424,000 |
| Noninterest expense | 507,000 | 1,077,000 | 1,584,000 | 2,085,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | -213,000 | -307,000 | -328,000 | -479,000 |
| Income tax | 0 | -104,000 | -112,000 | -163,000 |
| Net income | -213,000 | -203,000 | -216,000 | -316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,801,000 | 4,811,000 | 4,964,000 | 4,864,000 |
| Total capital | 5,428,000 | 5,254,000 | 5,391,000 | 5,286,000 |
| Risk-weighted assets | 49,476,000 | 34,590,000 | 33,320,000 | 32,928,000 |