Call reports 2002
TEXAS BANK FINANCIAL — 2002
What TEXAS BANK FINANCIAL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,358,000 | 37,086,000 | 38,774,000 | 40,019,000 |
| Total loans | 18,760,000 | 20,187,000 | 19,814,000 | 18,662,000 |
| Allowance for loan losses | 219,000 | 237,000 | 253,000 | 248,000 |
| Securities available for sale | 15,000 | 15,000 | 266,000 | 1,499,000 |
| Securities held to maturity | 951,000 | 1,450,000 | 1,450,000 | 1,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,078,000 | 32,709,000 | 34,319,000 | 35,611,000 |
| Interest-bearing deposits | 25,938,000 | 25,529,000 | 27,251,000 | 28,039,000 |
| Noninterest-bearing deposits | 6,140,000 | 7,180,000 | 7,068,000 | 7,572,000 |
| Equity capital | 4,228,000 | 4,308,000 | 4,381,000 | 4,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 959,000 | 1,456,000 | 1,942,000 |
| Interest expense | 210,000 | 380,000 | 543,000 | 701,000 |
| Net interest income | 257,000 | 579,000 | 913,000 | 1,241,000 |
| Noninterest income | 93,000 | 187,000 | 290,000 | 397,000 |
| Noninterest expense | 304,000 | 612,000 | 926,000 | 1,281,000 |
| Provision for loan losses | 16,000 | 44,000 | 96,000 | 156,000 |
| Pretax income | 30,000 | 110,000 | 181,000 | 201,000 |
| Income tax | 0 | 0 | 0 | 24,000 |
| Net income | 30,000 | 110,000 | 181,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,434,000 | 3,515,000 | 3,588,000 | 3,585,000 |
| Total capital | 3,653,000 | 3,752,000 | 3,841,000 | 3,833,000 |
| Risk-weighted assets | 22,648,000 | 23,970,000 | 24,071,000 | 23,397,000 |