Call reports 2001
TEXAS BANK FINANCIAL — 2001
What TEXAS BANK FINANCIAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,253,000 | 30,769,000 | 35,528,000 | 36,437,000 |
| Total loans | 11,630,000 | 13,265,000 | 15,883,000 | 17,238,000 |
| Allowance for loan losses | 174,000 | 191,000 | 259,000 | 259,000 |
| Securities available for sale | 4,768,000 | 272,000 | 25,000 | 25,000 |
| Securities held to maturity | 0 | 0 | 0 | 451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,434,000 | 26,826,000 | 31,712,000 | 32,178,000 |
| Interest-bearing deposits | 18,319,000 | 21,375,000 | 26,317,000 | 25,801,000 |
| Noninterest-bearing deposits | 5,115,000 | 5,451,000 | 5,395,000 | 6,377,000 |
| Equity capital | 3,715,000 | 3,825,000 | 3,731,000 | 4,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 966,000 | 1,495,000 | 1,967,000 |
| Interest expense | 191,000 | 440,000 | 717,000 | 966,000 |
| Net interest income | 273,000 | 526,000 | 778,000 | 1,001,000 |
| Noninterest income | 87,000 | 184,000 | 272,000 | 368,000 |
| Noninterest expense | 262,000 | 547,000 | 846,000 | 1,186,000 |
| Provision for loan losses | 17,000 | 29,000 | 163,000 | 163,000 |
| Pretax income | 81,000 | 313,000 | 220,000 | 199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 313,000 | 220,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,767,000 | 3,009,000 | 2,926,000 | 3,415,000 |
| Total capital | 2,941,000 | 3,200,000 | 3,182,000 | 3,674,000 |
| Risk-weighted assets | 15,325,000 | 17,348,000 | 20,467,000 | 21,577,000 |