Call reports 2025
LINEAGE BANK — 2025
What LINEAGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 199,168,000 | 188,347,000 | 181,340,000 | 163,462,000 |
| Total loans | 114,989,000 | 113,669,000 | 112,462,000 | 107,944,000 |
| Allowance for loan losses | 1,121,000 | 1,165,000 | 1,174,000 | 1,189,000 |
| Securities available for sale | 32,699,000 | 31,792,000 | 29,384,000 | 29,067,000 |
| Securities held to maturity | 0 | 2,572,000 | 3,061,000 | 3,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,892,000 | 173,317,000 | 171,680,000 | 154,340,000 |
| Interest-bearing deposits | 168,187,000 | 159,905,000 | 158,734,000 | 144,345,000 |
| Noninterest-bearing deposits | 14,705,000 | 13,412,000 | 12,946,000 | 9,995,000 |
| Equity capital | 9,981,000 | 8,788,000 | 8,065,000 | 7,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,348,000 | 7,899,000 | 10,299,000 |
| Interest expense | 1,923,000 | 3,639,000 | 5,233,000 | 6,710,000 |
| Net interest income | 799,000 | 1,709,000 | 2,666,000 | 3,589,000 |
| Noninterest income | 28,000 | 64,000 | 217,000 | 746,000 |
| Noninterest expense | 2,725,000 | 5,182,000 | 7,650,000 | 10,243,000 |
| Provision for loan losses | 1,760,000 | 1,805,000 | 1,815,000 | 1,830,000 |
| Pretax income | -3,646,000 | -5,272,000 | -6,656,000 | -7,835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,646,000 | -5,272,000 | -6,656,000 | -7,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,069,000 | 13,613,000 | 12,385,000 | 11,362,000 |
| Total capital | 16,291,000 | 14,951,000 | 13,706,000 | 12,723,000 |
| Risk-weighted assets | 123,936,000 | 130,416,000 | 129,175,000 | 127,906,000 |