Call reports 2024
LINEAGE BANK — 2024
What LINEAGE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 318,357,000 | 271,411,000 | 214,225,000 | 222,738,000 |
| Total loans | 133,627,000 | 132,640,000 | 121,177,000 | 117,005,000 |
| Allowance for loan losses | 1,049,000 | 939,000 | 793,000 | 998,000 |
| Securities available for sale | 34,718,000 | 33,779,000 | 34,598,000 | 32,517,000 |
| Securities held to maturity | 1,192,000 | 1,189,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,452,000 | 248,459,000 | 190,949,000 | 203,403,000 |
| Interest-bearing deposits | 182,048,000 | 168,911,000 | 167,945,000 | 185,182,000 |
| Noninterest-bearing deposits | 112,404,000 | 79,548,000 | 23,004,000 | 18,221,000 |
| Equity capital | 16,695,000 | 16,241,000 | 16,520,000 | 12,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,192,000 | 8,196,000 | 11,770,000 | 14,669,000 |
| Interest expense | 2,117,000 | 4,096,000 | 6,018,000 | 7,992,000 |
| Net interest income | 2,075,000 | 4,100,000 | 5,752,000 | 6,677,000 |
| Noninterest income | 376,000 | 939,000 | 1,348,000 | 1,639,000 |
| Noninterest expense | 3,315,000 | 6,801,000 | 10,293,000 | 13,841,000 |
| Provision for loan losses | -123,000 | -234,000 | -377,000 | -172,000 |
| Pretax income | -778,000 | -1,555,000 | -2,813,000 | -5,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -778,000 | -1,555,000 | -2,813,000 | -5,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,882,000 | 22,205,000 | 21,025,000 | 18,583,000 |
| Total capital | 24,089,000 | 23,295,000 | 21,928,000 | 19,694,000 |
| Risk-weighted assets | 137,387,000 | 134,753,000 | 123,859,000 | 123,708,000 |