Call reports 2021
LINEAGE BANK — 2021
What LINEAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 42,801,000 | 55,839,000 | 68,921,000 | 95,098,000 |
| Total loans | 9,011,000 | 14,024,000 | 30,292,000 | 50,261,000 |
| Allowance for loan losses | 3,000 | 55,000 | 222,000 | 428,000 |
| Securities available for sale | 10,950,000 | 9,112,000 | 13,068,000 | 17,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,485,000 | 41,478,000 | 54,583,000 | 71,054,000 |
| Interest-bearing deposits | 22,493,000 | 27,376,000 | 39,051,000 | 54,241,000 |
| Noninterest-bearing deposits | 5,992,000 | 14,102,000 | 15,532,000 | 16,813,000 |
| Equity capital | 9,829,000 | 10,057,000 | 10,119,000 | 20,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 402,000 | 822,000 | 1,454,000 |
| Interest expense | 30,000 | 56,000 | 82,000 | 122,000 |
| Net interest income | 149,000 | 346,000 | 740,000 | 1,332,000 |
| Noninterest income | 28,000 | 44,000 | 62,000 | 130,000 |
| Noninterest expense | 968,000 | 2,089,000 | 3,433,000 | 5,078,000 |
| Provision for loan losses | 3,000 | 60,000 | 228,000 | 444,000 |
| Pretax income | -794,000 | -1,753,000 | -2,849,000 | -4,051,000 |
| Income tax | 13,000 | 6,000 | 0 | 0 |
| Net income | -807,000 | -1,759,000 | -2,849,000 | -4,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,221,000 | 7,392,000 | 7,480,000 | 17,633,000 |
| Total capital | 7,224,000 | 7,447,000 | 7,702,000 | 18,061,000 |
| Risk-weighted assets | 19,055,000 | 21,247,000 | 36,064,000 | 60,891,000 |