Call reports 2015
LINEAGE BANK — 2015
What LINEAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,467,000 | 26,141,000 | 24,743,000 | 24,999,000 |
| Total loans | 10,039,000 | 9,522,000 | 9,463,000 | 9,108,000 |
| Allowance for loan losses | 71,000 | 46,000 | 56,000 | 60,000 |
| Securities available for sale | 10,948,000 | 10,894,000 | 10,917,000 | 10,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,084,000 | 23,778,000 | 22,341,000 | 22,613,000 |
| Interest-bearing deposits | 21,241,000 | 20,775,000 | 19,651,000 | 19,690,000 |
| Noninterest-bearing deposits | 2,843,000 | 3,003,000 | 2,690,000 | 2,923,000 |
| Equity capital | 2,293,000 | 2,274,000 | 2,309,000 | 2,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 398,000 | 589,000 | 782,000 |
| Interest expense | 33,000 | 66,000 | 95,000 | 122,000 |
| Net interest income | 163,000 | 332,000 | 494,000 | 660,000 |
| Noninterest income | 25,000 | 55,000 | 86,000 | 111,000 |
| Noninterest expense | 155,000 | 317,000 | 476,000 | 625,000 |
| Provision for loan losses | 0 | 0 | 17,000 | 31,000 |
| Pretax income | 33,000 | 70,000 | 87,000 | 115,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 9,000 |
| Net income | 31,000 | 65,000 | 79,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,367,000 | 2,364,000 | 2,378,000 | 2,375,000 |
| Total capital | 2,438,000 | 2,410,000 | 2,434,000 | 2,435,000 |
| Risk-weighted assets | 11,225,000 | 10,992,000 | 10,734,000 | 10,511,000 |