Call reports 2014
LINEAGE BANK — 2014
What LINEAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,083,000 | 26,885,000 | 25,478,000 | 25,908,000 |
| Total loans | 10,631,000 | 10,399,000 | 10,461,000 | 10,342,000 |
| Allowance for loan losses | 63,000 | 69,000 | 78,000 | 77,000 |
| Securities available for sale | 8,298,000 | 9,324,000 | 10,289,000 | 10,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,850,000 | 24,612,000 | 23,208,000 | 23,625,000 |
| Interest-bearing deposits | 21,824,000 | 21,570,000 | 20,299,000 | 20,697,000 |
| Noninterest-bearing deposits | 3,026,000 | 3,042,000 | 2,909,000 | 2,928,000 |
| Equity capital | 2,146,000 | 2,183,000 | 2,177,000 | 2,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 419,000 | 625,000 | 830,000 |
| Interest expense | 35,000 | 70,000 | 104,000 | 138,000 |
| Net interest income | 177,000 | 349,000 | 521,000 | 692,000 |
| Noninterest income | 32,000 | 60,000 | 92,000 | 118,000 |
| Noninterest expense | 169,000 | 341,000 | 510,000 | 697,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 16,000 |
| Pretax income | 34,000 | 56,000 | 85,000 | 97,000 |
| Income tax | 3,000 | 4,000 | 6,000 | 9,000 |
| Net income | 31,000 | 52,000 | 79,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,322,000 | 2,335,000 | 2,363,000 | 2,343,000 |
| Total capital | 2,385,000 | 2,404,000 | 2,441,000 | 2,420,000 |
| Risk-weighted assets | 11,795,000 | 11,769,000 | 11,539,000 | 11,274,000 |