Call reports 2013
LINEAGE BANK — 2013
What LINEAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,470,000 | 26,362,000 | 26,086,000 | 26,087,000 |
| Total loans | 11,754,000 | 11,993,000 | 11,320,000 | 11,223,000 |
| Allowance for loan losses | 150,000 | 110,000 | 39,000 | 56,000 |
| Securities available for sale | 8,501,000 | 8,391,000 | 8,210,000 | 8,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,113,000 | 24,083,000 | 23,942,000 | 23,932,000 |
| Interest-bearing deposits | 22,234,000 | 21,250,000 | 21,050,000 | 21,117,000 |
| Noninterest-bearing deposits | 2,879,000 | 2,833,000 | 2,892,000 | 2,815,000 |
| Equity capital | 2,262,000 | 2,187,000 | 2,036,000 | 2,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 432,000 | 651,000 | 878,000 |
| Interest expense | 42,000 | 81,000 | 118,000 | 154,000 |
| Net interest income | 181,000 | 351,000 | 533,000 | 724,000 |
| Noninterest income | 24,000 | 51,000 | 83,000 | 111,000 |
| Noninterest expense | 171,000 | 336,000 | 507,000 | 683,000 |
| Provision for loan losses | 0 | 0 | 23,000 | 40,000 |
| Pretax income | 34,000 | 66,000 | 86,000 | 112,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | 31,000 | 60,000 | 77,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,261,000 | 2,289,000 | 2,307,000 | 2,331,000 |
| Total capital | 2,411,000 | 2,399,000 | 2,346,000 | 2,387,000 |
| Risk-weighted assets | 12,155,000 | 12,039,000 | 11,921,000 | 11,876,000 |