Call reports 2012
LINEAGE BANK — 2012
What LINEAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,359,000 | 27,382,000 | 26,345,000 | 26,662,000 |
| Total loans | 13,297,000 | 13,098,000 | 13,189,000 | 12,100,000 |
| Allowance for loan losses | 133,000 | 123,000 | 135,000 | 149,000 |
| Securities available for sale | 7,999,000 | 8,513,000 | 8,509,000 | 8,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,003,000 | 24,970,000 | 23,887,000 | 24,296,000 |
| Interest-bearing deposits | 22,508,000 | 22,287,000 | 21,257,000 | 21,450,000 |
| Noninterest-bearing deposits | 2,495,000 | 2,682,000 | 2,630,000 | 2,845,000 |
| Equity capital | 2,222,000 | 2,291,000 | 2,342,000 | 2,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 506,000 | 752,000 | 993,000 |
| Interest expense | 64,000 | 117,000 | 165,000 | 210,000 |
| Net interest income | 189,000 | 389,000 | 587,000 | 783,000 |
| Noninterest income | 40,000 | 72,000 | 107,000 | 130,000 |
| Noninterest expense | 171,000 | 341,000 | 515,000 | 709,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 58,000 | 120,000 | 179,000 | 189,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | 53,000 | 110,000 | 164,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,222,000 | 2,279,000 | 2,333,000 | 2,289,000 |
| Total capital | 2,355,000 | 2,402,000 | 2,468,000 | 2,438,000 |
| Risk-weighted assets | 14,083,000 | 12,849,000 | 12,758,000 | 12,208,000 |