Call reports 2009
LINEAGE BANK — 2009
What LINEAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,735,000 | 22,339,000 | 23,574,000 | 24,266,000 |
| Total loans | 12,266,000 | 12,650,000 | 13,298,000 | 13,925,000 |
| Allowance for loan losses | 101,000 | 93,000 | 96,000 | 91,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,007,000 | 7,004,000 | 7,004,000 | 6,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,532,000 | 20,102,000 | 21,279,000 | 21,994,000 |
| Interest-bearing deposits | 17,773,000 | 17,742,000 | 18,889,000 | 19,347,000 |
| Noninterest-bearing deposits | 2,759,000 | 2,360,000 | 2,390,000 | 2,647,000 |
| Equity capital | 2,003,000 | 2,047,000 | 2,068,000 | 2,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 600,000 | 899,000 | 1,209,000 |
| Interest expense | 108,000 | 215,000 | 322,000 | 426,000 |
| Net interest income | 201,000 | 385,000 | 577,000 | 783,000 |
| Noninterest income | 31,000 | 63,000 | 102,000 | 134,000 |
| Noninterest expense | 181,000 | 349,000 | 522,000 | 752,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 99,000 | 157,000 | 165,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 14,000 |
| Net income | 46,000 | 90,000 | 143,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,003,000 | 2,047,000 | 2,068,000 | 2,075,000 |
| Total capital | 2,104,000 | 2,140,000 | 2,164,000 | 2,166,000 |
| Risk-weighted assets | 12,568,000 | 12,753,000 | 13,376,000 | 14,065,000 |