Call reports 2008
LINEAGE BANK — 2008
What LINEAGE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,793,000 | 23,369,000 | 21,950,000 | 21,562,000 |
| Total loans | 13,501,000 | 12,712,000 | 12,655,000 | 12,486,000 |
| Allowance for loan losses | 82,000 | 81,000 | 82,000 | 101,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,498,000 | 5,499,000 | 6,503,000 | 7,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,605,000 | 21,167,000 | 19,725,000 | 19,366,000 |
| Interest-bearing deposits | 17,893,000 | 18,353,000 | 16,633,000 | 16,742,000 |
| Noninterest-bearing deposits | 2,712,000 | 2,814,000 | 3,092,000 | 2,624,000 |
| Equity capital | 1,886,000 | 1,917,000 | 1,954,000 | 1,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 755,000 | 1,105,000 | 1,446,000 |
| Interest expense | 166,000 | 316,000 | 449,000 | 563,000 |
| Net interest income | 226,000 | 439,000 | 656,000 | 883,000 |
| Noninterest income | 28,000 | 60,000 | 94,000 | 122,000 |
| Noninterest expense | 190,000 | 368,000 | 545,000 | 750,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 64,000 | 131,000 | 205,000 | 233,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 4,000 |
| Net income | 58,000 | 119,000 | 187,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,886,000 | 1,917,000 | 1,954,000 | 1,997,000 |
| Total capital | 1,968,000 | 1,998,000 | 2,036,000 | 2,098,000 |
| Risk-weighted assets | 13,088,000 | 12,938,000 | 12,608,000 | 12,514,000 |