Call reports 2007
LINEAGE BANK — 2007
What LINEAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 21,870,000 | 21,642,000 | 21,813,000 | 22,100,000 |
| Total loans | 12,440,000 | 12,830,000 | 13,220,000 | 13,788,000 |
| Allowance for loan losses | 114,000 | 114,000 | 115,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,691,000 | 5,693,000 | 5,676,000 | 5,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,841,000 | 19,547,000 | 19,625,000 | 19,957,000 |
| Interest-bearing deposits | 17,308,000 | 17,204,000 | 16,732,000 | 17,179,000 |
| Noninterest-bearing deposits | 2,533,000 | 2,343,000 | 2,893,000 | 2,778,000 |
| Equity capital | 1,757,000 | 1,825,000 | 1,891,000 | 1,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 747,000 | 1,138,000 | 1,535,000 |
| Interest expense | 154,000 | 322,000 | 497,000 | 669,000 |
| Net interest income | 205,000 | 425,000 | 641,000 | 866,000 |
| Noninterest income | 27,000 | 55,000 | 86,000 | 115,000 |
| Noninterest expense | 169,000 | 342,000 | 517,000 | 771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 138,000 | 210,000 | 210,000 |
| Income tax | 6,000 | 12,000 | 19,000 | 2,000 |
| Net income | 57,000 | 126,000 | 191,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,757,000 | 1,825,000 | 1,891,000 | 1,878,000 |
| Total capital | 1,871,000 | 1,939,000 | 2,006,000 | 1,959,000 |
| Risk-weighted assets | 12,260,000 | 12,450,000 | 12,748,000 | 13,207,000 |