Call reports 2006
LINEAGE BANK — 2006
What LINEAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 20,164,000 | 19,925,000 | 20,289,000 | 20,878,000 |
| Total loans | 10,274,000 | 10,699,000 | 11,924,000 | 12,278,000 |
| Allowance for loan losses | 128,000 | 123,000 | 121,000 | 113,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,675,000 | 5,680,000 | 5,686,000 | 5,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,325,000 | 18,047,000 | 18,328,000 | 18,898,000 |
| Interest-bearing deposits | 15,590,000 | 15,419,000 | 15,338,000 | 16,242,000 |
| Noninterest-bearing deposits | 2,735,000 | 2,628,000 | 2,990,000 | 2,656,000 |
| Equity capital | 1,648,000 | 1,711,000 | 1,740,000 | 1,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 622,000 | 953,000 | 1,305,000 |
| Interest expense | 104,000 | 220,000 | 351,000 | 495,000 |
| Net interest income | 198,000 | 402,000 | 602,000 | 810,000 |
| Noninterest income | 24,000 | 50,000 | 81,000 | 104,000 |
| Noninterest expense | 162,000 | 322,000 | 489,000 | 727,000 |
| Provision for loan losses | 3,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 57,000 | 126,000 | 190,000 | 183,000 |
| Income tax | 5,000 | 11,000 | 17,000 | 0 |
| Net income | 52,000 | 115,000 | 173,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,648,000 | 1,711,000 | 1,740,000 | 1,749,000 |
| Total capital | 1,776,000 | 1,834,000 | 1,861,000 | 1,862,000 |
| Risk-weighted assets | 10,864,000 | 10,799,000 | 11,613,000 | 12,002,000 |