Call reports 2005
LINEAGE BANK — 2005
What LINEAGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 20,504,000 | 19,502,000 | 18,952,000 | 19,452,000 |
| Total loans | 9,871,000 | 10,081,000 | 10,138,000 | 10,145,000 |
| Allowance for loan losses | 122,000 | 122,000 | 125,000 | 126,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,654,000 | 6,630,000 | 5,663,000 | 5,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,681,000 | 17,630,000 | 17,249,000 | 17,683,000 |
| Interest-bearing deposits | 16,180,000 | 15,306,000 | 14,916,000 | 15,037,000 |
| Noninterest-bearing deposits | 2,501,000 | 2,324,000 | 2,332,000 | 2,646,000 |
| Equity capital | 1,684,000 | 1,727,000 | 1,543,000 | 1,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 566,000 | 914,000 | 1,207,000 |
| Interest expense | 74,000 | 155,000 | 246,000 | 345,000 |
| Net interest income | 196,000 | 411,000 | 668,000 | 862,000 |
| Noninterest income | 25,000 | 60,000 | 85,000 | 112,000 |
| Noninterest expense | 156,000 | 323,000 | 478,000 | 635,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 62,000 | 142,000 | -62,000 | -1,000 |
| Income tax | 6,000 | 13,000 | -7,000 | 1,000 |
| Net income | 56,000 | 129,000 | -55,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,684,000 | 1,727,000 | 1,543,000 | 1,596,000 |
| Total capital | 1,806,000 | 1,849,000 | 1,668,000 | 1,722,000 |
| Risk-weighted assets | 10,703,000 | 10,528,000 | 10,355,000 | 10,560,000 |