Call reports 2004
LINEAGE BANK — 2004
What LINEAGE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 19,657,000 | 19,764,000 | 19,553,000 | 19,901,000 |
| Total loans | 8,889,000 | 8,775,000 | 9,701,000 | 9,858,000 |
| Allowance for loan losses | 113,000 | 116,000 | 119,000 | 122,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,910,000 | 6,910,000 | 6,910,000 | 6,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,915,000 | 17,994,000 | 17,668,000 | 18,109,000 |
| Interest-bearing deposits | 15,716,000 | 15,923,000 | 15,599,000 | 15,751,000 |
| Noninterest-bearing deposits | 2,198,000 | 2,071,000 | 2,069,000 | 2,358,000 |
| Equity capital | 1,572,000 | 1,595,000 | 1,666,000 | 1,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 575,000 | 870,000 | 1,176,000 |
| Interest expense | 63,000 | 134,000 | 202,000 | 273,000 |
| Net interest income | 223,000 | 441,000 | 668,000 | 903,000 |
| Noninterest income | 22,000 | 47,000 | 75,000 | 99,000 |
| Noninterest expense | 158,000 | 340,000 | 514,000 | 755,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 84,000 | 142,000 | 220,000 | 235,000 |
| Income tax | 8,000 | 13,000 | 20,000 | 13,000 |
| Net income | 76,000 | 129,000 | 200,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,572,000 | 1,595,000 | 1,666,000 | 1,658,000 |
| Total capital | 1,685,000 | 1,711,000 | 1,785,000 | 1,780,000 |
| Risk-weighted assets | 10,124,000 | 10,132,000 | 10,681,000 | 10,855,000 |