Call reports 2003
LINEAGE BANK — 2003
What LINEAGE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,914,000 | 17,502,000 | 17,456,000 | 17,650,000 |
| Total loans | 8,872,000 | 9,051,000 | 9,259,000 | 9,459,000 |
| Allowance for loan losses | 85,000 | 94,000 | 98,000 | 110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,974,000 | 5,475,000 | 6,475,000 | 6,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,288,000 | 15,826,000 | 15,723,000 | 15,979,000 |
| Interest-bearing deposits | 14,408,000 | 13,999,000 | 13,882,000 | 13,855,000 |
| Noninterest-bearing deposits | 1,880,000 | 1,827,000 | 1,841,000 | 2,124,000 |
| Equity capital | 1,449,000 | 1,482,000 | 1,521,000 | 1,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 568,000 | 863,000 | 1,156,000 |
| Interest expense | 75,000 | 148,000 | 215,000 | 278,000 |
| Net interest income | 213,000 | 420,000 | 648,000 | 878,000 |
| Noninterest income | 21,000 | 47,000 | 66,000 | 88,000 |
| Noninterest expense | 142,000 | 304,000 | 461,000 | 718,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 21,000 |
| Pretax income | 89,000 | 158,000 | 245,000 | 228,000 |
| Income tax | 8,000 | 14,000 | 22,000 | 0 |
| Net income | 81,000 | 144,000 | 223,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,449,000 | 1,482,000 | 1,521,000 | 1,526,000 |
| Total capital | 1,534,000 | 1,577,000 | 1,619,000 | 1,636,000 |
| Risk-weighted assets | 9,570,000 | 9,620,000 | 9,745,000 | 9,906,000 |