Call reports 2002
LINEAGE BANK — 2002
What LINEAGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,347,000 | 15,797,000 | 15,947,000 | 16,574,000 |
| Total loans | 8,716,000 | 8,795,000 | 8,855,000 | 8,696,000 |
| Allowance for loan losses | 89,000 | 89,000 | 91,000 | 90,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,693,000 | 4,708,000 | 3,998,000 | 5,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,853,000 | 14,281,000 | 14,383,000 | 15,037,000 |
| Interest-bearing deposits | 11,804,000 | 12,407,000 | 12,555,000 | 13,276,000 |
| Noninterest-bearing deposits | 2,049,000 | 1,874,000 | 1,828,000 | 1,761,000 |
| Equity capital | 1,315,000 | 1,355,000 | 1,401,000 | 1,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 520,000 | 793,000 | 1,081,000 |
| Interest expense | 89,000 | 171,000 | 246,000 | 321,000 |
| Net interest income | 167,000 | 349,000 | 547,000 | 760,000 |
| Noninterest income | 18,000 | 40,000 | 63,000 | 78,000 |
| Noninterest expense | 131,000 | 255,000 | 383,000 | 610,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 52,000 | 129,000 | 219,000 | 217,000 |
| Income tax | 5,000 | 12,000 | 20,000 | 22,000 |
| Net income | 47,000 | 117,000 | 199,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,315,000 | 1,355,000 | 1,401,000 | 1,397,000 |
| Total capital | 1,404,000 | 1,444,000 | 1,492,000 | 1,487,000 |
| Risk-weighted assets | 9,032,000 | 9,097,000 | 9,118,000 | 9,347,000 |