Call reports 2025
LATIMER STATE BANK — 2025
What LATIMER STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,463,000 | 66,179,000 | 65,705,000 | 65,420,000 |
| Total loans | 12,678,000 | 13,061,000 | 12,850,000 | 13,110,000 |
| Allowance for loan losses | 216,000 | 216,000 | 216,000 | 215,000 |
| Securities available for sale | 18,971,000 | 16,983,000 | 16,018,000 | 18,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,452,000 | 50,223,000 | 49,535,000 | 48,928,000 |
| Interest-bearing deposits | 39,020,000 | 39,187,000 | 38,853,000 | 38,892,000 |
| Noninterest-bearing deposits | 12,432,000 | 11,036,000 | 10,682,000 | 10,036,000 |
| Equity capital | 15,883,000 | 15,837,000 | 16,042,000 | 16,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,500,000 | 2,295,000 | 3,038,000 |
| Interest expense | 104,000 | 214,000 | 325,000 | 432,000 |
| Net interest income | 629,000 | 1,286,000 | 1,970,000 | 2,606,000 |
| Noninterest income | 28,000 | 54,000 | 83,000 | 102,000 |
| Noninterest expense | 226,000 | 449,000 | 673,000 | 989,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 431,000 | 891,000 | 1,380,000 | 1,719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 891,000 | 1,380,000 | 1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,933,000 | 15,873,000 | 16,033,000 | 16,372,000 |
| Total capital | 16,149,000 | 16,089,000 | 16,249,000 | 16,587,000 |
| Risk-weighted assets | 22,989,000 | 22,795,000 | 22,491,000 | 22,617,000 |