Call reports 2023
LATIMER STATE BANK — 2023
What LATIMER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 68,861,000 | 69,075,000 | 67,829,000 | 66,959,000 |
| Total loans | 11,847,000 | 11,887,000 | 11,766,000 | 11,898,000 |
| Allowance for loan losses | 146,000 | 178,000 | 210,000 | 212,000 |
| Securities available for sale | 25,734,000 | 24,594,000 | 23,822,000 | 21,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,128,000 | 55,476,000 | 53,873,000 | 52,320,000 |
| Interest-bearing deposits | 40,005,000 | 40,443,000 | 39,274,000 | 38,520,000 |
| Noninterest-bearing deposits | 15,123,000 | 15,033,000 | 14,599,000 | 13,800,000 |
| Equity capital | 13,674,000 | 13,523,000 | 13,879,000 | 14,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,102,000 | 1,702,000 | 2,324,000 |
| Interest expense | 53,000 | 115,000 | 186,000 | 262,000 |
| Net interest income | 471,000 | 987,000 | 1,516,000 | 2,062,000 |
| Noninterest income | 26,000 | 61,000 | 102,000 | 140,000 |
| Noninterest expense | 223,000 | 432,000 | 639,000 | 922,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 244,000 | 556,000 | 889,000 | 1,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 556,000 | 889,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,931,000 | 14,921,000 | 15,050,000 | 15,351,000 |
| Total capital | 15,077,000 | 15,099,000 | 15,260,000 | 15,563,000 |
| Risk-weighted assets | 22,934,000 | 23,155,000 | 22,722,000 | 22,371,000 |